1. Introduction

Welcome to Arthavidya Trading Community Pvt Ltd. These Terms and Conditions govern your use of our website, educational programs, and services. By accessing our website or enrolling in our programs, you agree to these terms in full.

Arthavidya Trading Community is a financial education institution that provides training and educational resources related to trading and investing. We are not a registered investment advisory service, portfolio management service, or stock tip provider.

2. About Website

This website is owned and managed by Arthavidya Trading Community Private Limited, a company dedicated to providing financial education and training. We do not offer any investment advice, tips, guaranteed returns, or trading recommendations. Our mission is to empower individuals with knowledge and tools to make informed financial decisions.

3. Educational Purposes Only

All information, content, materials, programs, and services provided by Arthavidya Trading Community are strictly for educational purposes only. We do not:

• Provide investment advice or stock tips
• Offer portfolio management services
• Guarantee profits or financial returns
• Claim to predict market movements with absolute certainty

Our programs are designed to teach concepts, strategies, and methodologies that may be used by individuals for their own trading and investment decisions. All decisions made by you based on information provided in our programs are your sole responsibility.

4. Registration and Enrollment

4.1 Eligibility

To enroll in our programs, you must be at least 18 years of age and possess the legal capacity to enter into binding contracts.

4.2 Registration Process

When registering for our programs or creating an account on our website, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4.3 Right to Refuse

Arthavidya Trading Community reserves the right to refuse admission to any individual, even after payment of fees, without specifying reasons. In such cases, any fees paid will be refunded as per our refund policy.

5. Payment and Fees

5.1 Program Fees

All fees for our programs are clearly stated on our website or in our promotional materials. Prices are subject to change without prior notice, but changes will not affect registrations already confirmed and paid for.

5.2 Payment Methods

We accept payments through various methods as specified on our website. All payments must be made in advance unless otherwise arranged and confirmed in writing.

5.3 Taxes

All fees are inclusive of applicable taxes unless stated otherwise.

6. Refund Policy

Once your return is received and inspected, your refund will be processed. If approved, the refund will be credited to your original method of payment within 7–10 business days. You will be notified via email once the refund has been initiated.

7. Intellectual Property

All content provided by Arthavidya Trading Community, including but not limited to videos, presentations, documents, worksheets, and methodologies, is protected by copyright laws and belongs to Arthavidya Trading Community Pvt Ltd.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of our materials without our express written consent.

Any unauthorized use of our materials may violate copyright, trademark, and other applicable laws and could result in legal action.

8. User Conduct

When using our website or participating in our programs, you agree not to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Share your account credentials with others
• Record, reproduce, or share program content without permission
• Engage in any behavior that disrupts the learning environment
• Use our platform to promote your own products or services without permission
• Harass, abuse, or harm other users or our staff

Violation of these rules may result in termination of your access to our services without refund.

9. Limitation of Liability

Arthavidya Trading Community and its owners, affiliates, employees, and partners shall not be liable for any losses, damages, or injuries arising from:

• The use of information provided in our programs
• Investment or trading decisions made based on our educational content
• Market fluctuations or economic changes
• Any inaccuracies or errors in our content
• Any action taken upon the information provided

Trading and investing involve risk, and past performance is not indicative of future results. You acknowledge that all trading decisions are your own responsibility.

10. Privacy Policy & Terms of Service

Please read this Terms of Service Agreement carefully. By using this website or its application from this website, you agree to be bound by all the terms and conditions of this Agreement.

This Terms of Service Agreement (the “Agreement”) governs your use of the website/application www.arthavidyacommunity.com (the “Website”), the services offered by Arthavidya Trading Community (the “Business Name”) on this Website, and any service you purchase through this Website. This Agreement includes, and incorporates by reference, the policies and guidelines referenced below.

Arthavidya Trading Community reserves the right to change or revise the terms and conditions of this Agreement at any time by posting any changes or a revised Agreement on this Website. The company will indicate the date of the last revision at the top of this Agreement. The revised Agreement will become effective immediately upon posting on this Website.

Your continued use of the Website following the posting of any changes constitutes your acceptance of such changes. We encourage you to review this Agreement regularly. If you do not agree to this Agreement (including any referenced policies or guidelines), please discontinue use of the Website/Application.

Conditions of Use

1. Privacy Policy
Before using our website/application or its services, we advise you to read our Privacy Policy regarding data collection practices. It will help you better understand how we manage and protect your information.

2. Communications
By using this website/application, you consent to receive calls, messages (including auto-generated), and emails from Arthavidya Trading Community. Communications may include promotional content and may be facilitated via third-party service providers, used strictly for service delivery.

3. Intellectual Property
All content, materials, products, and services on this website/application are the exclusive property of Arthavidya Trading Community or its licensors. You may not reproduce or redistribute any content without written permission.

4. Applicable Law
By visiting this Website/Application, you agree that the laws of India will govern these terms and any dispute that might arise.

5. Disputes
Any disputes will be subject to the exclusive jurisdiction of the courts located in Bhubaneswar, India.

6. Indemnification
You agree to indemnify and hold harmless Arthavidya Trading Community, its affiliates, staff, and partners from any claims arising from misuse of our services.

7. Limitation on Liability
We shall not be liable for any indirect, incidental, special, or consequential damages arising from the use or inability to use our services.

8. Agreement to be Bound
By using this Website/Application or services, you acknowledge that you agree to this Agreement and all other terms presented.

General Terms

1. Force Majeure
We are not liable for any delay or failure due to events beyond our control such as natural disasters, war, or internet outages.

2. Entire Agreement
This Agreement constitutes the entire understanding between you and Arthavidya Trading Community.

3. Waiver and Severability
If any provision is invalid, the remaining provisions will remain in full force and effect.

4. Termination
We may terminate your access without notice for violations. Upon termination, your right to use the Website/Application ends immediately.

This Agreement will remain effective indefinitely unless terminated by Arthavidya Trading Community.

11. Modifications to Terms

Arthavidya Trading Community reserves the right to modify these Terms and Conditions at any time without prior notice. Changes will be effective immediately upon posting on our website. Your continued use of our services after such changes constitutes your acceptance of the modified terms.

12. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts in India.

13. Severability

If any provision of these Terms and Conditions is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions remain in full force and effect.

14. Contact Information

If you have any questions regarding these Terms and Conditions, please contact us at: